WhenFresh is now PriceHubble and is a leading supplier of residential property data and related solutions to the UK\’s leading banks, mortgage lenders, insurers, local authorities, utilities and other Big Data users.
Our data and solutions data is used by many of the UK\’s leading mortgage lenders (e.g. Landbay, Together, Shawbook), home insurers (e.g. Source Insurance, Uinsure, Policy Powerhouse), the Bank of England, fintechs, insurtechs and technology platform providers (e.g. Capita, Twenty7Tec, Lending Metrics).
WhenFresh brings together over 200 proprietary, private and public datasets in one place to create the UK\’s Residential Property Data Bureau, comprising comprehensive attribute, geospatial, topological, environmental, risk, peril, valuations, market and climate change data for virtually every residential property in the UK.
In much the same way as Experian, Equifax & TransUnion provide bureau services so banks can instantly assess consumer credit risk, WhenFresh provides instant, remote and accurate residential property risk assessment.
For mortgage lenders, WhenFresh has now developed the Decisions-as-a-Service solution suite, which is comprised of 4 complementary modules and enables lenders to make faster, better-informed credit decisions from origination through to securitisation – Learn more here.
By combining these unrivalled data assets with our world class data science capabilities and instantaneous delivery via a single, simple API integration, WhenFresh builds bespoke data-driven solutions for clients throughout the Financial Service sector.
We are increasingly working directly with end-users in the Financial Service sector as well as providing data and solutions via long-standing reseller & white-label agreements with organisations such as Experian, Equifax, Acxiom and TransUnion (formerly CallCredit), whereby WhenFresh often provide the residential property data elements of wider solutions.
For a glimpse of the some of the individual property-level data items that our existing banking and insurance customers commonly employ, please try the new WhenFresh mini-demo below:
Our Data Scientists pride themselves on creative problem-solving, so please talk to us about your particular needs and CHALLENGE US to find the best possible solution for you.
WhenFresh products & services commonly used by the Financial Service sector include:
WhenFresh Decisions-as-a-Service for Mortgage Lenders
Property Not Yet On The Market
To find out more, please call us on +44 (0) 207 993 5818 or complete the enquiry form.
Request a Demo or Callback
The UK Insurance market has never been more competitive and, with the recent buzz around “disruption” and the rapid advancements in Insurtech, it has become all the more important for insurers to seek that small, but crucial competitive edge.
The key to it all is data. By providing flexible access to the best possible breadth and depth of accurate, up-to-date, verified data, WhenFresh supplies many of the UK’s leading Insurers with products and services for home insurance prefill and other applications to improve customer acquisition/conversion, risk management, pricing accuracy and claims management/validation.
WhenFresh brings together over 200 proprietary, private and public datasets – including datasets from Zoopla, Prime Location, uSwitch & Money.co.uk for example, via our partnership with ZPG (Zoopla Property Group) and a vast array of Risk and Perils data – to form a “one-stop shop” for the Insurance sector.
By combining these vast, unique data assets with cutting-edge data science and flexible, accessible delivery via API, WhenFresh has built all the tools to make Insurance easy – and we’re delighted to have won the Gold for “Excellence in Technology – Service Provider” at the prestigious Insurance Times Awards. Read more here…
The WhenFresh API gives instant access to over 2tn property-specific data items and can instantly return all the property attribute, risk, perils, environmental and valuations data an insurer needs to provide and instant home insurance quote the moment any residential UK address is entered. This greatly reduces consumer input, leading to much improved form completion rates and a greater quantity (and quality) of Insurance quotes.
WhenFresh are also Full Members of Insurtech UK, sponsors of the InsTech London network and are listed as one of Intelligent Insurer’s Global Hot 100 InsurTechs. Read more here…
In addition to the full WhenFresh API offering, we’ve also made available the “off-the-shelf” Home Insurance Prefill product, a subset of the full WhenFresh dataset which is available for immediate flat-file delivery, with no developer/integration requirement. Home Insurance Prefill provides the 7 most commonly required data items for Insurance prefill, including number of Bedrooms, Bathrooms & Receptions, Property Type/Style, When Built, Roof Type & Wall Type/Materials. Find out more here.
We are also able to supply approximately 300,000 UK Home Insurance Renewal Dates per month.
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Through close partnerships with ZPG / Zoopla Property Group (incorporating Zoopla, Prime Location & PSG), CLS and many others, WhenFresh has brought together a vast, unique wealth of high quality, current data-sets with specific relevance to the UK residential property market.
By combining property-specific data assets with a deep understanding of the UK property market and advanced analytical techniques/proprietary models, WhenFresh provides a wide range of services to property-related businesses including Estate Agents, Property Developers, Home Insurers and Mortgage Lenders.
Example Products/Services we supply to the Property-related sector include:
> The WhenFresh API – Instant API-based access to residential, property-specific data for virtually any UK address – totalling over 2bn data items.
> Home Mover Alerts – We can accurately plot the pre-, per- and post home-move stages to help you focus your marketing on the right people at the right time.
> NYOM: Not Yet On Market – We’ve developed proprietary algorithms which enable us to predict with great accuracy which homes will come on to the market and when, BEFORE they are listed.
> Buy-To-Let Insights – WhenFresh brings to bear the full might of its property data to analyse BTL portfolios across 9 key metrics to assess and manage risk.
The UK Utilities sector is a “dog eat dog” marketplace, with suppliers of Gas, Electricity, Broadband, Mobile and TV services standing or falling on their ability to win customers from their competitors – whilst fighting a constant rear-guard action to retain their own. WhenFresh provides marketing data for Utilities to focus acquisition, retention & switching offers on the right people at the right time.
One of the biggest triggers for changing suppliers for any type of Utility is a home move – and WhenFresh have unrivalled data assets built from a combination of over 200 private and public data sources, including for example, selected live datasets from Zoopla, Prime Location & PSG among others.
By bringing advanced analytical techniques to bear on these unique data assets, WhenFresh is able to precisely identify prospects for you to target at exactly the right time in their home move cycle, both for customer acquisition and retention activities.
Our Data Scientists have even built proprietary models which accurately predict those properties most likely to come onto the market before they list with estate agents, to help you stay one step ahead of the competition.
And because we know all about rental moves as well as sales, we can also help you identify which customers to contact and when, before they pack up and leave you with unpaid bills…
In summary, we help Utility suppliers with:
> Customer Acquisition
> Customer Retention
> Debt Management, especially among renting customers
> Collections
WhenFresh works both directly with end-users in the Utilities sector and via reseller agreements with organisations such as Experian, Equifax, Acxiom, CallCredit and Royal Mail.
The WhenFresh products & services most commonly used by the Utility suppliers include:
Bespoke Analytics for Right-Time marketing
To find out more, please call us now on +44 (0) 207 993 5818 or complete the brief enquiry form.
For many UK Retailers, especially those selling “big ticket” items, its not only a matter of WHO to market to, but WHEN. WhenFresh combines its vast data assets with temporal analysis to identify key triggers and provide marketing data for retailers to target the right customers at the right time.
There are a number of specific life-stage events, or triggers, which can serve as very strong indicators as to when consumers will be in the market for buying specific products – and none more so than moving home.
Clearly, if you’re moving from a house that has 2 bedrooms, to one with 4 bedrooms, you’ll need more beds, but the home-move often triggers a wide range of high value purchases, such as new furniture, carpets, curtains, widescreen TVs, Washing Machines, Dishwashers and even cars.
In fact, we know from years of analysis, that consumers spend 5 times as much on improving their new homes in the first 6 months after a move, than they do in the following 3 years. Put simply, the secret of great retail marketing is… timing.
How can it work for you?
We match your historical purchase data against our database of home moves for the last 2 years, for example.
Our data scientists then undertake a temporal analysis and look for patterns to identify when your customers first inquired and ultimately bought, relative to home moves.
The resulting insights can tell you a great deal about your customers and the importance of home moves to your business – and, with as many as 300,000 household moving home each month in the UK, WhenFresh can show you where and when in the home-move cycle to target your marketing in the future. 
WhenFresh has access to a unique blend of over 200 private & public data sources and, by bringing advanced analytical techniques to bear on these vast data assets, WhenFresh is able to precisely identify prospects for you to target at exactly the right time in their home move cycle, both for customer acquisition and retention activities.
To book your demo and find out how WhenFresh can benefit you business, please call us on 0207 993 5818 or complete the short enquiry form today.