WhenFresh is the UK's Residential Property Data Bureau, delivering data and decision-engines to Banks, Insurers and other Big Data users. The WhenFresh API provides access to over 200 proprietary, private & public datasets including property attribute, risk, peril, environmental, geospatial, climate, market and valuations data, enabling instant remote property assessment and better-informed, less risky decisions.
WhenFresh Decisions-as-a-Service for Mortgage Lenders is a suite of 4 data-driven modules enabling lenders to make faster, better-informed decisions through the full mortgage lifecycle.
LOOP instantly checks the property meets lending rules & LTV criteria and check the Title for issues. Unsuitable enquiries ‘loop’ back to the broker/applicant.
PATH is the remote, deep-dive property assessment to inform the lender to go direct to mortgage offer, or whether a desktop, drive-by or full physical survey is needed.
WATCH monitors the lenders full portfolio and provides real-time alerts of changes which impact the value or risk of each mortgaged property.
WRAP provides a comprehensive data enrichment of the book to segment and prepare the book for optimal securitisation.
12th September 2023: “An innovative measure of landlord property transactions shows the UK private rental sector has likely been shrinking for at least the last two years, but less quickly than other indicators suggest”, states the Bank of England, describing it’s newly published analysis.The report is based on property data supplied by WhenFresh and data […]
26 July 2023: Capita has partnered with WhenFresh to integrate a comprehensive range of property attribute & risk data items within its OmigaDigital platform to further enhance and streamline its mortgage origination offering. Capita has been delivering mortgage origination and servicing solutions to lenders for over 30 years and helps 1 in 14 of all […]
21/07/2023: Leading general insurance (GI) quotation provider Source Insurance have enhanced their partnership with property data experts Whenfresh. This recent data enrichment comes as part of Source Insurance’s technological optimisation, supporting their quotation process with additional property information and risk data. Supporting Advisers Source Insurance continue to utilise this data to further support their advisers […]
WhenFresh is the leading supplier of residential property data & related solutions to the UK’s financial service sector, providing data and bespoke solutions to 8 of the UK’s top 10 banks, many leading home insurers, the Bank of England, Twenty7Tec, fintechs, insurtechs and disruptors such as MQube, Uinsure and Hiro.
WhenFresh is an award-winning data supplier to UK Home Insurers, providing property attribute, risk, perils, environmental & geospatial data for form pre-fill, risk, pricing & related applications. WhenFresh is an Insurance Times Gold Award winner & features in Intelligent Insurer’s Global Hot 100 InsurTechs.
WhenFresh partners with Zoopla and many more UK property-related data sources and applies advanced proprietary data science to provide both off-the-shelf and bespoke services and marketing data for Estate Agents and related businesses in the residential property sector.
Millions of home-owners & renters move house in the UK each year, and WhenFresh applies advanced temporal analysis to its unrivalled data assets to provide predictive solutions to the UK Utilities sector for customer retention, acquisition, switching and debt management.
See how the award-winning WhenFresh API can give you instant access to over 2 trillion UK property-specific data items."
> Unrivalled UK Property data assets
> World class data science
> Accessible, flexible delivery
WhenFresh brings together more than 200 proprietary, private & public UK data sources in one place to form the UK’s Residential Property “Data Supermarket” comprising over 2 trillion verified data items.
With these unrivalled property data assets as the foundation, our data science team provides bespoke solutions for a wide range of applications primarily in the Banking, Insurance, Utilities & Public sectors.